• Good overview on how to group buy
• Options
  • Everyone gets on the loan
  • One person on the loan
  • LLC with perosonal guarantor
  • Refinance later
  • Each person finances

This was so good! The whole thing is worth reading.

• Individual: A single person makes the decision with no input. This could be the “leader” or a self-appointed individual. We’ll talk about who this person is in the next section.
• Individual with input: A single person hears other people out, but still makes the decision themselves.
• Sub-group: A portion of the group makes the decision, e.g. “Fred and Suzie, you two decide”
• Sub-group with input: Same as above except they also solicit input from rest of the group.
• Majority: Here’s the ole democracy we know and sometimes love. Put it to a vote. Majority decides.
• Consensus: Everyone votes. No one is opposed to the decision
• Alignment: Everyone votes. Everyone is in complete affirmative agreement with the decision (note: stronger than simply not opposing)